Does magento 2.4 not have option for different billing and shipping address? Yes, it does show “billing address” and “shipping address”, but on checkout its just one, and it sets both billing and shipping the same.

Or am I missing some setting?

For registered users under accounts on front end, it does show billing address and shipping address, but upon checkout, there is just one, and this one address is both billing and shipping as far as info go to documents